Audra O'Neal Team, ONTX Realty Partners (281) 972-8200
The Life Calculator

Your mortgage rate is one number. Your financial life is the whole equation.

A 3% mortgage feels like a win. But if you're carrying credit cards, a car note and a boat payment at 9% to 24%, staying put may cost more than you think. Add up every balance, then see what selling and moving into the home your family actually needs could change.

3% mortgage24% credit cardsWhich one is really costing you?

STEP 1Your home today

STEP 2Everything else you owe

Balance, interest rate and required monthly payment. Check the ones you'd pay off with your equity.

STEP 3The home your family needs

Bigger, smaller or just better located. Use today's rate, not 2021's.